Refund and Fraud Policy

Effective Date: July 15, 2026

This Refund and Fraud Policy explains how Wowovid reviews billing issues, refund requests, subscription cancellations, chargebacks, and suspected fraud for wowovid.com, our AI generation credits, paid plans, and related services.

Wowovid provides digital AI generation credits and subscription access. Credits are issued after payment confirmation and may be consumed immediately for model access, generation processing, storage, previews, exports, and related platform costs.

1. Billing Models

1.1 Annual Plans

Annual plans are billed upfront for the year. Credits are issued after payment confirmation and remain valid for the period shown at checkout or in your account.

1.2 Monthly Subscriptions

Monthly subscriptions renew automatically each month until cancelled. Credits refresh each billing period according to the plan purchased. You can cancel future renewals through the billing portal or support channels available in your account.

1.3 One-Time Credit Packs

One-time credit packs are billed once and do not renew automatically. Credits are issued after payment confirmation and are valid for the period shown at checkout or in your account.

1.4 Taxes and Fees

You are responsible for applicable taxes, bank fees, currency conversion fees, and payment provider charges. Payment processing fees may be retained by the payment provider after a transaction is processed.

2. Refund Eligibility

2.1 Digital Delivery

Because Wowovid sells digital credits and AI generation access, purchases are generally final once credits, subscription access, or paid entitlements have been issued. This includes unused, partially used, expired, or voluntarily abandoned credits unless a refund is required by law or approved under this policy.

2.2 Issues We May Review

We may review refund or billing adjustment requests for:

  • Duplicate charges - accidental repeated billing for the same purchase where duplicate entitlements were not used or can be removed
  • Verified unauthorized transactions - charges made without the account holder's or payment method holder's authorization, subject to identity and fraud review
  • Incorrect amount charged - a clear mismatch between the displayed checkout price and the amount charged
  • Technical non-delivery - paid credits or subscription access not issued after successful payment confirmation

2.3 Issues That Are Not Usually Refundable

The following are generally not refund reasons:

  • Dissatisfaction with AI output quality, style, prompt interpretation, motion, likeness, resolution, or generation speed
  • Failure to read plan details, model access, credit validity, feature descriptions, or checkout terms before purchase
  • Unused, partially used, expired, bonus, promotional, or trial credits
  • Account deletion, voluntary cancellation, or failure to use credits before expiration
  • Service restrictions caused by violation of our Terms of Service
  • Model provider downtime, safety filters, queue delays, or feature changes outside our control
  • Refund requests made after filing an unresolved chargeback for the same transaction
3. Subscription Cancellation

Cancelling a monthly subscription stops future renewals. It does not automatically refund the current billing period, already issued credits, used credits, or generated outputs. Your current-period access may continue until the end of the paid billing period unless the account is suspended or terminated for a Terms violation.

If you believe you were billed after cancellation, contact us at [email protected] with the account email, order number, Stripe receipt, and cancellation details so we can review the issue.

4. Review Process

4.1 How to Request Review

Contact [email protected] within 7 days of the charge date and include:

  • Account email
  • Order number or Stripe receipt
  • Charge date and amount
  • A clear description of the issue
  • Any relevant screenshots or billing records

4.2 Review Outcome

If approved, billing adjustments are issued to the original payment method unless another method is required by the payment provider or applicable law. Bank and card processing times typically take 5-10 business days after approval.

4.3 Credit Reversal

When a refund or billing adjustment is approved, we may remove related credits, paid access, generated entitlements, or account benefits tied to the refunded purchase. If credits have already been used, we may deny the refund or deduct the used value from any approved adjustment where permitted.

5. Chargebacks and Payment Disputes

Before initiating a chargeback with your bank or card issuer, contact us at [email protected] so we can review duplicate charges, unauthorized transactions, or delivery issues.

If a chargeback is opened, we may restrict the account while the dispute is investigated, preserve billing and usage records, remove disputed credits, and submit evidence to the payment provider. Fraudulent or bad-faith chargebacks may result in permanent account suspension, loss of credits, and reporting to payment or fraud prevention networks where permitted.

If a refund has already been issued and a chargeback is also filed for the same transaction, you may be responsible for duplicate recovery, payment provider fees, or other costs permitted by law.

6. Fraud Prevention

We use fraud detection and abuse prevention measures to protect Wowovid, creators, payment systems, and model provider access. We may screen transactions, monitor suspicious account activity, enforce generation limits, and restrict accounts while investigating risk.

Accounts may be suspended or terminated without refund for:

  • Stolen payment methods, identity fraud, or unauthorized payment use
  • Account sharing, resale, or transfer of credits or subscriptions
  • Automated abuse, bot traffic, scraping, or access-control circumvention
  • Referral, promotion, trial, or credit abuse
  • False billing information or fraudulent refund requests
  • Repeated chargebacks or payment disputes in bad faith

We may report suspected fraud to payment processors, card networks, fraud prevention services, or law enforcement where appropriate.

7. Failed Generations and Platform Errors

AI generation can fail because of model provider errors, safety filters, prompt issues, queue interruptions, uploaded media problems, or network conditions. Where the platform detects a failed generation, Wowovid may automatically retry the request, return credits, or provide another remedy at our discretion.

Output quality, creative mismatch, prompt misunderstanding, or subjective dissatisfaction is not treated as a failed delivery.

8. Policy Updates

We may update this policy to reflect changes in Wowovid, pricing, payment providers, fraud controls, or legal requirements. Updates take effect when published unless otherwise stated.

For billing questions or refund review requests, contact [email protected].